You move to a new state. You decide that though it’s not NYC, you like it. It could be a grand place to raise children. It’s far more suburban than NY while still maintaining close proximity to a city. It can work.
The interest rates are at an all time low. It’s a buyer’s market. So you hire an agent. You start up an MLS listing filter. You go to showings and open houses. And you quickly realize that your $350K budget was the most unrealistic budget EVER!
Paul and I have a bit of a conflict… do we buy a house that will be our forever home… spending the dough and being relatively close to the city or… do we buy a small home… a 2 ½ bedroom if you will. Call it a starter home and possibly one day… end up being forced to move because we simply grew out of it. OR do we move further from the city… spend something in between. Have a doable house, a doable neighborhood with a large yard… and say that one day we could move but we don’t HAVE to.
What to do… what to do…
I’ll tell you what NOT to do. Don’t go to open houses that are over your budget. You WILL fall in love. You will want it to be yours. You will feel conflicted.
Oh boy that’s what we did.
It’s not perfect but oh boy is it nice. And it’s in our favorite area. And it was maintained oh so nicely. I said I wish it had a open dining/kitchen… so guess what they did… they opened it! Oh what more could I ask for??? Well it could be on a street that doesn’t have the Rail running behind it… and it could be $75K less.
Hmmm what to do what to do….
I don’t know what to do! That’s my damn problem!